Founding access · for Australian couples

Bring harmony to your finances

The money app built for two — see everything, plan together, stay in sync.

Most money apps are built for one person, then stretched to fit two.
Duet was built for two from the very first line.

The gap

Money is something you share. Most tools forget that.

Between the two of you there are accounts in different places, bills on different days, and a running tally that lives in someone's head. The hardest part was never the maths — it's the not-knowing, and the conversations you keep meaning to have.

Duet closes that gap, so you can spend less energy managing money and more on the life it's for.

What's inside

Everything the two of you need, in one place

Every account in one view — without chasing statements or comparing notes. The full picture, finally in one place.

Decide together how bills, savings, and spending are split, and let Duet keep the running total. Same numbers for both of you — nothing to reconcile, no one keeping score.

Set budgets you share, then watch them update as life happens. When you're in sync you'll know — and when you're drifting, early enough to talk about it calmly.

The house deposit. The trip. The "one day." Set a goal together and track it side by side, so it stays real for both of you — not just the one watching the balance.

See it in action

One clear picture, for the two of you

Everything in sync, what's safe to spend, and a fair split you both agreed on — at a glance, on your phone.

BudgetsMay · how it's flowing
SA
Safe to spend $2,180 Joint $1,480 · Sam $400 · Alex $300
Shared costs splitBy income · 58 / 42
Adjust
Fixed
$3,940
38% of income
Flexible
$1,620
on track
Goals · incl. funds
$1,160
11% of income
Surplus
$3,560
34% of income

Your whole month, at a glance

Safe-to-spend up top, then the four pillars — who covers what, in sync.

GoalsSaving toward, together
SA
🏡 House deposit62%
$93,000 of $150,000
Sam $54k · Alex $39k
🌴 Bali 202740%
$3,400 of $8,500
Sinking funds$312/mo
Car rego · in House Deposit$48/mo
Home insurance$180/mo
Christmas$84/mo

Save for what's next

Shared goals split between you, plus set-asides for the bills you know are coming.

Fair shareThis cycle's reconciliation
SA
1 – 31 MayFortnightly
Sam paid$2,940
Alex paid$2,130
Fair share: Sam $2,940 · Alex $2,130
Household splitBy income
Sam 58% · Alex 42%

To even up this cycle, Alex transfers Sam $240.

Mark as settled

Stay even, stay easy

Who actually paid vs your agreed split — and the one transfer that evens it up.

The biggest thing you share

Finally, a finance app that handles the mortgage the way you do

It's the largest commitment most couples ever make — and the one a single-player money app handles worst. Duet tracks exactly who's paying it down, splits it the way that's fair for you, and shows what every extra dollar is really doing.

MortgageMosman Apartment
SA
Mosman Apartment
6.24% · $4,650/mo repayment
$742,180
Loan balance · paid down $17,820 this year
Repayment splitIncome proportional
Sam$2,697 / mo · 58%
Alex$1,953 / mo · 42%
Offset & redraw−$2,140/yr interest
Offset
$84,500
Redraw avail.
$31,200
Attributed: Sam $48k · Alex $36k
See who's actually paying it down

No more mental tallying. Duet attributes every repayment to each of you — by income, an even split, custom percentage, or a fixed amount. The number you've each contributed is always there, in black and white.

Split it the way that's fair for you

One partner earns more? Split by income. Want it even? One tap. Each property can be split its own way — and the rest of your budget stays in sync with whatever you choose.

Know what every extra dollar does

Offset and redraw, attributed to each of you and turned into a real number: the interest you're saving and the years you're shaving off. Decisions you make together, with the upside in plain sight.

Secure by design

Connect your accounts in minutes. Securely.

Duet connects through Australia's Consumer Data Right — the same open banking framework the major banks use. Your accounts link directly and stay current on their own. No spreadsheets, no passwords to hand over.

Read-only by design

Duet can see your balances and transactions. It can never move, spend, or touch your money.

No password sharing

You connect through your bank's own secure consent process — never by giving us your login.

You're in control

You choose what to connect, and you can disconnect any time.

Privacy by default

Private by default. Shared by choice.

Some couples share everything. Plenty don't want to — and that's the point. You decide what your partner sees, one account at a time. Nothing is shared until you choose to share it.

Your view
Who can see this account?

AWhat Alex sees

Nothing. This account stays private.

Everyday Savings$4,820.50•••••
  • Salary+$3,200.00
  • Rent−$1,950.00
  • Groceries−$184.20

Less about the money.
More about the two of you.

C

"Every money app treats a couple like one person with a plus-one. Duet is built the other way round — for two, from the very first line. I'd love to have you with us early."

Callum · Founder of Duet

Be among the first couples on Duet

Early access opens to a first cohort of couples. Join the list for founding-member access, a say in what we build, and a special launch offer.

You're on the list — we'll be in touch. ♪
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